The cost of paying for help and support can be worrying for many people. While this is understandable, it’s important to seek support when you need it rather than let concerns about paying for care services leave you unsupported and at risk.
Staying at home
The cost of home (personal) care is means-tested; however, the maximum amount you will pay for your social care services in Wales is capped at £90 per week (April 2019) no matter how many hours support you receive.
You will always be left enough money to live on.
You may prefer to arrange your own care services, in which case you might prefer to use direct payments.
If you need adaptations to your home to enable you to carry out day-to-day tasks like washing or cooking, you might be entitled to financial help.
If someone is supporting you to live at home, they may be entitled to financial help depending on their circumstances.
Going into residential care
Residential care can be very expensive, however financial support may be available to meet the cost of your care.
The charging rules are different if you are only going into a residential home on a temporary basis.
The Money Advice Service offers independent advice on all financial matters, including paying for care.